Reliable non-bank financing options in New Zealand include private equity investors, venture capital, mezzanine finance, vendor financing, and government-backed schemes. These can offer more flexible terms and faster access to funds than traditional banks, especially for small or growing businesses.

In New Zealand, if you want to avoid the red tape of major banks, there are some reliable non-bank options that can make funding a business acquisition feel less stressful. Private equity or venture capital firms can back deals with growth potential, while mezzanine lenders and specialist business finance companies offer flexible debt that sits between bank loans and equity. Some buyers also tap into vendor financing, where the seller agrees to take part of the payment over time, or crowdfunding platforms for smaller acquisitions. These options might cost a bit more, but they bring speed, creativity, and the peace of mind that you’re not boxed in by traditional bank requirements.