In Australian small business transactions, vendor financing typically covers around 10–30% of the sale price. It is gradually becoming more common, especially for buyers with limited access to traditional lending, as it helps facilitate smoother deals.

In Australian small‑business deals, vendor financing (seller financing) typically covers around 20 %–60 % of the sale price, with many arrangements clustering between 30 %–50 % of the total depending on the buyer’s deposit, cash flow and risk appetite of the seller.