Owning a franchise in 2025 does not have to cost hundreds of thousands of dollars. In fact, some of the most successful small business owners in the United States started with less than $25,000 in total investment. The franchise market has changed over the last few years, offering more home-based, low-overhead, and service-oriented models that fit almost any budget.
If you have always dreamed of being your own boss but thought the entry price was out of reach, you will be surprised at the affordable options available today. From travel planning to cleaning services to fitness and tutoring, there are opportunities that can match your skills, your passion, and your wallet.
In this guide, we take a closer look at ten of the cheapest franchises to buy in 2025 in the USA, why they are in demand, and what makes them ideal for aspiring entrepreneurs looking for an affordable path to business ownership.
Cruise Planners is a home-based travel agency affiliated with American Express Travel. This franchise allows you to sell cruises, resort vacations, and travel packages without the need for a storefront.
- Estimated total investment: $1,945 – $20,500
- Franchise fee: $3,995 – $10,995
Cruise Planners is especially appealing because it operates almost entirely online. The company provides its agents with cutting-edge booking technology, marketing materials, and ongoing training. The travel industry is bouncing back strongly after pandemic-related disruptions, and people are eager to book both domestic and international getaways.
Why it is a smart pick for 2025: The low cost of entry and ability to work from home make it one of the most flexible and scalable businesses in the travel sector.
Dream Vacations is another travel franchise with a strong national brand. Like Cruise Planners, it requires no retail space. Franchisees receive marketing support, training, and access to travel deals that attract repeat customers.
- Estimated investment: $3,245 – $21,850
Dream Vacations offers frequent discounts on franchise fees for veterans, first responders, and community service workers. With many travelers seeking personalized vacation planning, the demand for travel consultants remains steady.
Why it is a smart pick for 2025: High-income potential for those willing to network and market aggressively, without the burden of fixed office expenses.
3. Jazzercise
Jazzercise has been in the fitness game for decades, and its brand recognition is unmatched in the group fitness industry. Franchisees can either become certified instructors or open their own studio.
- Initial investment: $2,170 – $2,780 for instructors; $9,000 – $38,000 for studios
Jazzercise classes combine dance, strength training, and cardio, appealing to a wide demographic. The fitness industry continues to thrive as health and wellness become a top priority for Americans.
Why it is a smart pick for 2025: It offers both part-time and full-time options with low overhead, especially for those starting as instructors.
Stratus Building Solutions is an eco-friendly commercial cleaning service. Businesses are more focused on cleanliness than ever before, and the green cleaning angle appeals to environmentally conscious clients.
- Investment range: $3,450 – $50,350
- Franchise fees: $2,700 – $39,600
The recurring revenue model from ongoing cleaning contracts creates stable income. It is a scalable business that allows franchisees to expand as they gain more accounts.
Why it is a smart pick for 2025: Commercial cleaning remains recession-resistant, and demand grows during economic uncertainty.
5. Jan-Pro Cleaning Systems
Jan-Pro is a leader in commercial cleaning, offering franchisees strong brand recognition and proven operational systems.
- Investment: $3,500 – $55,000
- Royalty fee: Around 5%
Franchise owners benefit from a turnkey system that includes customer acquisition, training, and equipment. The need for professional cleaning services in offices, medical facilities, and schools remains high.
Why it is a smart pick for 2025: Affordable entry point with the potential for steady monthly revenue through contracted clients.
Club Z! focuses on one-on-one tutoring for students from preschool through college. With education evolving rapidly, personalized tutoring has become a critical service for families.
- Franchise fee: Around $19,750
- Total investment: $10,000 – $15,000
This business requires no storefront and can be operated from home. Franchisees are matched with experienced tutors, while the brand handles marketing support.
Why it is a smart pick for 2025: The tutoring industry is growing as parents seek customized learning solutions for their children.
Anago Cleaning Systems specializes in janitorial services with a focus on flexible, low-cost franchise ownership.
- Franchise fee: $400
- Total cost: Starting as low as $1,000
This model is especially attractive to first-time entrepreneurs due to its minimal upfront cost and immediate revenue opportunities.
Why it is a smart pick for 2025: One of the lowest-cost commercial cleaning franchises available, with full operational support.
Town Money Saver provides local businesses with direct mail coupon advertising. Franchisees manage ad sales and distribution in their own territories.
- Franchise fee: None
- Investment: $17,000 – $29,000
Because there is no brick-and-mortar location, overhead costs are low. This franchise works best for people with sales and networking skills.
Why it is a smart pick for 2025: Local advertising is still in demand, and the no-fee model reduces startup risk.
9. Fit4Mom
Fit4Mom offers fitness programs designed specifically for mothers, including stroller-based workouts and postnatal fitness classes.
- Investment: $6,205 – $23,685
- Franchise fee: $5,495 – $10,495
This franchise appeals to women who want a flexible business that aligns with family life.
Why it is a smart pick for 2025: Niche focus and loyal community base make it an attractive, lifestyle-friendly business.
10. 360Clean
360Clean offers commercial cleaning services with a focus on hygiene and health.
- Investment: $22,000 – $36,500
They differentiate themselves by emphasizing health-focused cleaning protocols, which have become more relevant than ever.
Why it is a smart pick for 2025: Strong industry demand and health-focused branding.
Final Thoughts
Starting a franchise in 2025 does not require a six-figure investment. With careful research and the right choice, you can start a profitable business for less than the cost of a new car. Cleaning, travel, tutoring, and fitness franchises continue to dominate the low-cost category due to their flexibility, recurring revenue, and broad customer appeal.